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Debt to Income Ratio - Buying a Home Buying / Selling> Mortgage Advice> Debt to Income Ratio - Buying a Home For a VA loan, the debt to income ratio should not exceed 41% of your Howstuffworks "How Mortgages Work" In order to qualify for a mortgage, most lenders require that you have a debt-to-income ratio of 28/36 (this can vary depending on the down payment and VA Loan Debt to Income Ratios VA MORTGAGE DEBT-TO-INCOME RATIO. According to VA guidelines, borrowers and / or their spouse must qualify according to set debt ratios which are used Mortgage Debt Ratios explained by Loan Officer Mortgage debt ratios explained in detail by Mortgage Loan Officer. an underwriter will look at are debt to income ratios which are frequently referred MSN Money - No-doc mortgages let you pay for privacy two ratios: the percentage of income that goes toward the mortgage payment, mortgages because the lender doesn't compute the debt-to-income ratio. FHA Loan Facts : Borrower Debt To Income Ratios FHA loan facts for borrowers include the issue of debt-to-income ratio. There are two ratios. Add up the total mortgage payment (principal and interest, mortgage loan at Techcenter To determine your maximum mortgage amount, lenders use guidelines called debt-to-income ratios. This is simply the percentage of your monthly gross