provide debt advice and debt consolidation and debt management problems on time monthly payments, this program will not hurt your credit rating.
F. Ron Smith Having no revolving accounts at all will hurt your score. Debt management companies such as Consumer Credit Counseling reported on your file may
MSN Money - Beef up your credit score in 5 steps references in a credit report to credit counseling or debt management programs Debt settlement will hurt your credit score, since you’re paying less