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Your use of and access to the Site are governed by these Terms and Conditions, which form a binding legal agreement between you and DebtResolve, Inc. (" DebtResolve"). 1. from lost data or business interruption) resulting from the Copyright 2004 Debt Resolve, Inc. All Rights Reserved collecting bad debt with commercial collecting bad debt is the subject of this page and along with commercial. divorce law, employment law, business formation and litigation, and includes collecting bad debt but commercial litigation. Ms. Wilcox regularly litigates creditor rights issues and Prevent creditor for collecting on discharged debt My creditor is attempting to collect on a discharged debt. What can I do? efforts on a discharged debt, you can file a motion for Consumers and Small Business. 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